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Card payments

Take card payments for less

We compare card machine rates line by line across leading UK providers, then help you switch without the downtime.

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Payment Terminals for UK businesses
Overview

A better deal on payment terminals

Card processing is one of the easiest costs for a UK business to overpay on — and one of the hardest to compare. Headline rates hide monthly fees, authorisation charges, PCI costs and long tie-ins. We do the maths at your real card turnover so you can see the true cost per provider, side by side.

Whether you run a café, a salon, a retail shop or a mobile trade, we match you with the right terminal — countertop, portable or mobile — and negotiate pricing our buying power unlocks. You deal with the provider directly; we make sure the deal in front of you is genuinely the best one.

The benefits

  • Transparent total cost

    We show the all-in annual cost at your volume, not just the flashy headline rate.

  • The right hardware

    Countertop, portable and fully mobile terminals with fast, secure contactless.

  • Independent comparison

    We compare a vetted panel of UK acquirers. No provider pays for placement.

  • Help escaping contracts

    Stuck in a costly deal? We review your exit terms and can help you switch cleanly.

How it works

Simple, transparent, handled for you

  1. 1

    Share your card turnover

    A rough monthly figure is enough for us to model the numbers accurately.

  2. 2

    We compare the market

    We calculate the total yearly cost across our provider panel at your volume.

  3. 3

    You see the working

    We show the comparison in plain English — winners, trade-offs and contract terms.

  4. 4

    Switch with zero downtime

    We coordinate setup so you keep taking payments throughout the change.

Why choose HappyBiz

We’re independent, so our only job is finding you the best deal — not selling one provider’s product. We do the maths at your real numbers, show our working, and only recommend switching when it genuinely saves you money. And because we’re paid by providers, our advice costs you nothing.

Free to youNo provider biasOne point of contact
FAQs

Payment Terminals: your questions answered

How much could I realistically save?
Many businesses save 20–40% versus flat-rate providers once negotiated acquirer pricing is applied at their real card volume. We show you the exact figures before you commit to anything.
Do I have to change my bank?
No. Your card processing and your business bank account are separate. You keep banking wherever you like.
What if I am tied into a contract?
We review your current agreement, flag any exit fees or notice periods, and let you know whether switching still saves you money — often it does.
Is there a cost for your help?
No. Our comparison and switching service is free to you. We are paid a referral fee by providers, which never affects the rate you are offered.
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Ready to pay less on payment terminals?

A free, no-obligation review takes minutes. We’ll compare the market at your real numbers and show you exactly where the savings are.

Get a Free Review+44 7435 976359

Free · No obligation · Mon–Fri, 9am–5:30pm