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Business savings.
The Happy way.

Helping UK businesses save money on card payments, utilities, funding and EPOS — with independent advice, honest comparisons and a switch handled for you.

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  • Free, no obligation
  • No provider bias
  • Switch handled for you
A shop owner taking a contactless card payment from a customer

We compare a vetted panel of trusted UK providers

  • Dojo
  • Teya
  • Worldpay
  • Square
  • SumUp
  • Shift4
  • British Gas
  • EDF
  • E.ON Next
  • Pozitive Energy
  • YouLend
  • 365 Finance
  • EPOS Now
What we do

Five ways we help you spend less

One trusted partner across the costs that quietly add up. Independent comparisons, trusted UK providers, and a switch handled for you.

Payment Terminals

Lower card processing rates and modern terminals, compared across trusted UK acquirers.

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Business Energy

Compare business gas and electricity contracts and lock in a better unit rate.

Learn more

Business Funding

Access working capital through merchant cash advances and business loans.

Learn more

EPOS Systems

Modern till systems that speed up service and give you real sales insight.

Learn more

Not sure where to start?

Tell us about your business and we’ll point you to the biggest, easiest savings first.

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Why it works

Advice that’s actually on your side

We’re paid by providers, never by you — and because no one pays for placement, our comparison stays honest. Here’s what you can count on.

Independent advice

We compare the market on your behalf. No provider pays us for placement or rankings.

Trusted UK providers

A vetted panel of established UK payment, energy and funding partners.

Free comparisons

We do the maths at your real numbers and show our working, line by line.

Dedicated support

One point of contact who knows your business, from first review to switch and beyond.

Fast switching

We handle the paperwork and coordinate setup so there is no gap in service.

Real people, real savings

Happy, out meeting the businesses we help

Behind every saving is a real conversation. Here’s our consultant Happy with some of the UK business owners we’ve helped spend less and grow.

Happy with the owner of an independent off-licence, new card terminal in hand
Happy with a convenience store owner beside the EPOS till
Happy with the owner of a beauty and hair supplies shop, new terminal in hand
Happy with a shop owner behind the counter of a convenience store
Happy with the owner of a phone and electronics shop, card terminal in hand
Happy with a shopkeeper, new card terminal in hand
Happy with the owner of a barbershop, card terminal in hand
Success stories

Real businesses, real savings

A snapshot of what changing provider actually did for businesses like yours.

Malati's Off-Licence

Off-licence - Abbey Wood

Lower card fees
Payment Terminals
Challenge
A busy counter relied on an older terminal with high card fees and slow end-of-day reconciliation.
Solution
Reviewed monthly card statements, compared rates, and arranged a faster terminal with clearer pricing.
Result
Lower card costs, simpler statements, and quicker checkout during evening rush periods.

Rafiq's Beauty Shop

Beauty retail - Catford

Smoother payments
Payment Terminals
Challenge
Counter payments were taking longer than they should, and the existing card fees were hard to compare.
Solution
Matched the shop with a simple payment setup and explained the true monthly cost before switching.
Result
A smoother payment experience for customers and a clearer view of ongoing card costs.

Shafi's Hardware Shop

Hardware retail - Cricklewood

Stock clarity
EPOS Systems
Challenge
A large mix of tools, fixings, and everyday stock made manual counts slow and stock gaps easy to miss.
Solution
Recommended a retail EPOS setup with clear product categories, stock visibility, and card integration.
Result
Cleaner stock control and faster trade checkout without adding extra admin for the team.
See all success stories
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Businesses helped
£0m
Saved for clients
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Trusted partners
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Years of experience
What clients say

Trusted by UK businesses

Real results from businesses we’ve helped cut costs and grow — across retail, hospitality, trades and professional services.

“HappyBiz looked at our card charges, explained the options clearly, and moved us to a much better setup without disrupting the shop.”

Malati

Off-Licence Owner · Abbey Wood

“The terminal upgrade made counter payments quicker, and the advice was straight to the point. No pushy sales call, just the numbers.”

Rafiq

Beauty Shop Owner · Catford

“They helped us understand the old contract and showed what would actually work for a busy hardware shop. The whole switch was handled properly.”

Shafi

Hardware Shop Owner · Cricklewood

From the blog

Guides to help you spend smarter

Straight-talking advice on payments, energy, funding and EPOS.

Read the blog
Good to know

Questions we hear a lot

Still curious? The full list lives on our FAQs page.

How does HappyBiz make money if the service is free to me?
We are paid a referral fee by the providers we introduce you to. It never changes the price you are offered, and because no provider pays for placement, our comparison stays honest.
Are you tied to particular providers?
No. We are independent and compare a vetted panel across each service. When staying put is the better option for you, we will say so.
How much could my business save?
It depends on your current setup, but many clients save 20–40% on card processing and meaningful sums on energy costs. We show you real figures before you decide anything.
How long does a review take?
A free review usually takes a short call plus a recent bill or statement. We come back with a clear comparison, typically within 24 hours.
Do you handle the switch for me?
Yes. Once you choose an option we coordinate the paperwork and setup so there is no gap in your service.

Let’s see how much your business could save

A free, no-obligation review takes minutes. We’ll compare the market at your real numbers and show you exactly where the savings are.

Get a Free Review+44 7435 976359

Free · No obligation · Mon–Fri, 9am–5:30pm